Underwriting Analyst
Keep offers a chequing account and credit card for Canadian SMBs. Businesses get better cashback rewards on card spend, lower domestic and international wire fees, currency conversion at a fair price, and increased credit limits for working capital needs.
Job Description
Our Journey at Keep
=======================
At Keep, we embarked on a mission with a powerful question: Why hasn't the banking experience caught up with the rapid pace of technology?
This continues to fuel our passion for reshaping the Canadian fintech landscape. We provide businesses with a comprehensive suite of cross-border banking services, offering everything from credit cards to deposit accounts, currency conversions, and revenue financing.
With a team of seasoned global startup veterans with successful exits, Keep is committed to leading the charge as Canada's next-generation fintech institution. Backed by VCs in the fintech sector, we're racing ahead, expanding our reach and impact like never before.
About the Role
==================
Join us at Keep as a key member of our Credit Analysis team, where your expertise in assessing and managing credit lines will play an essential role in ensuring secure financial transactions. In this role, you’ll be pivotal in evaluating credit applications and managing risk, all while supporting our mission to provide innovative financial solutions to businesses across Canada.
Who We’re Looking For
=========================
- A keen eye for detail with the ability to spot critical insights within complex financial data.
- A team player with exceptional communication skills, capable of fostering strong collaborative relationships within a dynamic work environment.
- Comfortable working with diverse teams and stakeholders, collaborating effectively to achieve shared goals.
- Proficient in using Google Sheets and Excel to analyze financial data and generate comprehensive reports.
- Adaptable and flexible, thriving in a dynamic startup environment, with a passion for embracing challenges and driving innovation.
- If you study something related with Finance that's a plus!
Key Responsibilities:
=========================
- Credit Line Evaluation: Assess and evaluate credit line applications by analyzing financial statements, credit reports, and other relevant data to determine applicant creditworthiness.
- Credit Limit Determination: Set appropriate credit limits based on the financial health, repayment capacity, and risk profiles of applicants.
- Risk Management: Monitor credit line utilization, implement risk mitigation strategies, and ensure compliance with financial regulations.
- Relationship Management: Build and maintain strong client relationships, providing support and guidance on credit line usage and financial planning.
- Compliance and Regulatory Requirements: Ensure adherence to relevant financial laws and internal policies.
Why You Should be Excited About This Role
=============================================
- Play a crucial role in shaping the future of Canadian fintech, contributing to transformative initiatives in the financial space.
- Drive data strategies and initiatives, playing a key part in our growth trajectory.
- Be part of a dynamic, passionate team making a lasting impact on the fintech landscape.
- Work with a dedicated group that values innovation, collaboration, and continual growth.
- Influence how businesses across Canada perceive and utilize cross-border banking solutions.
Why Join Keep?
==================
- We’re focused on investing in data-driven solutions and cutting-edge technologies.
- Be part of a team that’s redefining the playbook for the Canadian fintech industry.
- Data is the fuel for our growth, and you’ll be in the driver’s seat shaping our data strategies.
- Embrace a fully inclusive, remote-friendly company culture that values diversity and work-life balance.
- Help us reshape the banking experience for businesses with modern banking solutions.
Why This Might Not Be a Good Fit
====================================
- If you prefer a highly structured environment with constant hand-holding, our culture of autonomy and trust might feel different.
- If you’re more of a slow-and-steady type, our fast-paced, dynamic environment might be a bit of a rollercoaster.
- Our industry’s rapid growth brings ambiguity and uncertainty—if you prefer clear-cut structures or roles, our dynamic environment might feel too adventurous.
- Collaboration is the heartbeat of Keep—if you prefer to work independently without much team interaction, our approach to teamwork might feel unconventional.
What’s the Interview Process Like?
======================================
- Initial screening with our partner TalentLlama.
- Get on a quick People Screening to understand the cultural fit.
- Get on a call with Natalia, our Underwriting Lead
- Dive into an Exercise and Presentation, where you'll showcase your skills through a comprehensive project.
- References.
- Offer. 🎉
Want to Learn More?
=======================
Head over to our webpage to discover more about us. Take a peek at our Glassdoor profile to see what our Keepers are saying, and stay tuned for exciting updates on our LinkedIn page and learn about our values and benefits on our career page.
Commitment to Diversity and Inclusion
=========================================
Keep provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity, or gender expression. We are committed to a diverse and inclusive workforce and welcome people from all backgrounds, experiences, perspectives, and abilities.
Our Journey at Keep
At Keep, we embarked on a mission with a powerful question: Why hasn't the banking experience caught up with the rapid pace of technology?
This continues to fuel our passion for reshaping the Canadian fintech landscape. We provide businesses with a comprehensive suite of cross-border banking services, offering everything from credit cards to deposit accounts, currency conversions, and revenue financing.
With a team of seasoned global startup veterans with successful exits, Keep is committed to leading the charge as Canada's next-generation fintech institution. Backed by VCs in the fintech sector, we're racing ahead, expanding our reach and impact like never before.
About the Role
Join us at Keep as a key member of our Credit Analysis team, where your expertise in assessing and managing credit lines will play an essential role in ensuring secure financial transactions. In this role, you’ll be pivotal in evaluating credit applications and managing risk, all while supporting our mission to provide innovative financial solutions to businesses across Canada.
Who We’re Looking For
A keen eye for detail with the ability to spot critical insights within complex financial data.
A team player with exceptional communication skills, capable of fostering strong collaborative relationships within a dynamic work environment.
Comfortable working with diverse teams and stakeholders, collaborating effectively to achieve shared goals.
Proficient in using Google Sheets and Excel to analyze financial data and generate comprehensive reports.
Adaptable and flexible, thriving in a dynamic startup environment, with a passion for embracing challenges and driving innovation.
If you study something related with Finance that's a plus!
Key Responsibilities:
Credit Line Evaluation: Assess and evaluate credit line applications by analyzing financial statements, credit reports, and other relevant data to determine applicant creditworthiness.
Credit Limit Determination: Set appropriate credit limits based on the financial health, repayment capacity, and risk profiles of applicants.
Risk Management: Monitor credit line utilization, implement risk mitigation strategies, and ensure compliance with financial regulations.
Relationship Management: Build and maintain strong client relationships, providing support and guidance on credit line usage and financial planning.
Compliance and Regulatory Requirements: Ensure adherence to relevant financial laws and internal policies.
Why You Should be Excited About This Role
Play a crucial role in shaping the future of Canadian fintech, contributing to transformative initiatives in the financial space.
Drive data strategies and initiatives, playing a key part in our growth trajectory.
Be part of a dynamic, passionate team making a lasting impact on the fintech landscape.
Work with a dedicated group that values innovation, collaboration, and continual growth.
Influence how businesses across Canada perceive and utilize cross-border banking solutions.
Why Join Keep?
We’re focused on investing in data-driven solutions and cutting-edge technologies.
Be part of a team that’s redefining the playbook for the Canadian fintech industry.
Data is the fuel for our growth, and you’ll be in the driver’s seat shaping our data strategies.
Embrace a fully inclusive, remote-friendly company culture that values diversity and work-life balance.
Help us reshape the banking experience for businesses with modern banking solutions.
Why This Might Not Be a Good Fit
If you prefer a highly structured environment with constant hand-holding, our culture of autonomy and trust might feel different.
If you’re more of a slow-and-steady type, our fast-paced, dynamic environment might be a bit of a rollercoaster.
Our industry’s rapid growth brings ambiguity and uncertainty—if you prefer clear-cut structures or roles, our dynamic environment might feel too adventurous.
Collaboration is the heartbeat of Keep—if you prefer to work independently without much team interaction, our approach to teamwork might feel unconventional.
What’s the Interview Process Like?
Initial screening with our partner TalentLlama.
Get on a quick People Screening to understand the cultural fit.
Get on a call with Natalia, our Underwriting Lead
Dive into an Exercise and Presentation, where you'll showcase your skills through a comprehensive project.
References.
Offer. 🎉
Want to Learn More?
Head over to our webpage to discover more about us. Take a peek at our Glassdoor profile to see what our Keepers are saying, and stay tuned for exciting updates on our LinkedIn page and learn about our values and benefits on our career page.
Commitment to Diversity and Inclusion
Keep provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity, or gender expression. We are committed to a diverse and inclusive workforce and welcome people from all backgrounds, experiences, perspectives, and abilities.
